MyLenderList

Please Note: Borrowers have the right and ability to select the education loan provider of their choice, are not required to use any of the lenders on this suggested lender list, and will suffer no penalty for choosing a lender that is not on this suggested lender list.

Lincoln University

Lincoln University Department of Student Financial Aid would like for you to know that funds for Stafford Loans come from private lenders. Since this is a federal program, the terms and conditions are the same, no matter which lender you choose. However, some lenders sell their student loans to servicing companies, which means your loan may not be serviced by the lender you select. Borrower benefits and customer service also vary from lender to lender. The following are a few lenders you may choose from for our loan program. The list of lenders has been provided to assist you with choosing a lender. These lenders demonstrate superior customer service and outstanding savings. However, you may choose a lender that is not listed by clicking on the “choose another lender” link at the bottom of the page. If you choose to select another lender, please stop by our office to complete the required documents as soon as possible. For more information on a specific lender, please visit their website. We recommend that you choose your lender wisely. Please feel free to view our selection criteria for the lenders listed. The lenders are listed in no specific order.

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Stafford Loan Lenders

Parent PLUS Loan Lenders

Private Loan Lenders

Stafford Loan Calculator

The savings comparisons are for reference only. Student Loan Xpress does not warrant nor imply the accuracy of information obtained from other lenders as the information may only represent an historical snapshot or a certain period in time in which this information was made available. The lenders listed have the right to discontinue borrower benefits at any time without notice. Please check with your chosen lender for more specific information.

Loan Lender Rates

6.8%

Standard Rate

Total Loan Balance

LENDER INFORMATION	BORROWER BENEFITS	LENDER SAVINGS
800-967-2400 www.studentloan.com/schools/lincolnu Lender Code: 826878	Automatic 0.50% interest rate reduction at repayment 0.25% interest rate reduction for auto-debit Unlimited chances to earn back lost borrower benefits due to delinquency Life-of-loan servicing	$0 Estimated Savings
800-666-3910 www.commercebank.com/lincolnu Lender Code: 813979	0% Origination fee 0% Default fee 3% Interest rate reduction at repayment when monthly payments are auto-debited from a checking or savings account Loan Holder/Servicer: Student loans for Lincoln University are sold to MOHELA based on our current contract which is during the grace period	$0 Estimated Savings
800-666-4352 www.smartfunds.net Lender Code: 806733	0% Origination fee 0% Default fee 3% Interest rate reduction at repayment when monthly payments are auto-debited from a checking or savings account Loan Holder/Servicer: smartFUNDS utilizes MOHELA as its student loan servicer and secondary market for all Lincoln University student loans. MOHELA originates, disburses, and services Stafford, PLUS, and CASHLoans on behalf of smartFUNDS. smartFUNDS currently sells its student loans to MOHELA within 30-60 days of the loans being fully funded	$0 Estimated Savings
800-338-2243 www.wachovia.com/education Lender Code: 830005	Save 0.5% on your origination fee, paid by Wachovia Automatic 1% principal reduction at disbursement. The benefit is retained when the first 12 payments are made on time. 0.25% off your interest rate when you use auto debit Benefit Rehabilitation: If a borrower is delinquent on one of the first 12 payments, they can re-earn the benefit by completing a financial literacy tutorial and making the remainder of their first 12 payments on time. All loans are serviced by Wachovia for life-of-loan. No payments while enrolled half time or more No payments for six months after leaving school No credit check or co-borrower required Flexible repayment options Fast online application	$0 Estimated Savings
800-242-1200 www.usbank.com/studentloans Lender Code: 814548	0% Origination fee 0% Default fee 3% Interest rate reduction at repayment when monthly payments are auto-debited from a checking or savings account Loan Holder/Servicer: U.S. Bank Stafford, PLUS and Alternative Loans are serviced by and sold to MOHELA when the borrower enters repayment	$0 Estimated Savings

* The lenders listed have the right to discontinue borrower benefits, with or without notice, at any time. Information is updated annually or upon a school or lender's request. Please check with your chosen lender or visit their website for more specific information.

* BANK OF LAKE MILLS is the originating lender for the Student Loan Xpress Xtreme Rewards Zero Fee Program, using either lender code 823584 or 834263. Student Loan Xpress has entered into a purchase agreement with Bank of Lake Mills.

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Stafford Loan Lenders

Lincoln University

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